Valuable coins go in and out of people’s wallets more than you’d think—many people don’t know what collectable coins to look for or may not even think about the fact that some coins have more value than what’s printed on them. That’s why it’s important to read up on valuable coins so you can know if you’ve come across one before you just give it away. Here are some valuable coins that could be hiding in your pocket change: 1. 1970-S Small Date Lincoln Cent With a Doubled Die Obverse This small error turned a coin with a $0.01 value to a $3,500 treasure. This 1970 cent has doubled lettering in the words “Liberty” and “In God We Trust”—if your coins letters are doubled, . What’s more, there’s a version of this coin that has a small date in the numerals, so if the 7 in your coins “1970” is level with the rest of the numbers, it is of the small date variety that is more rare. 2. 2004-D Wisconsin State Quarter With an Extra Leaf If you have a 2004 Wisconsin state quarter, look out for this printing error that could get you $100. On the back of the coin, a cow, a wheel of cheese, and a cob of corn are featured—the deformity is in the corn husk.

If you’re on the market for a new smartphone, you know how overwhelming it can be. Deciding between different brands, models, and features can be a lot to consider. With a smartphone, it’s important to make the right decision, whether you use it for work, general everyday use, or have interests in gaming, there is certainly the right phone out there for you. Here are 5 smartphones you should look into buying right now: 1. OnePlus 11 5G The OnePlus 11 5G has a sleek, modern design that you will love. With features like nature tone display, eye comfort, ultra wide camera, various photo and video modes, fingerprint sensor, dual “reality” speakers, and more, there’s nothing this smartphone can’t do. This phone starts at $999 USD, and believe us, the price is worth the product. 2. Samsung Galaxy S23 The Samsung Galaxy S23 is a gorgeous device with phenomenal features. This phone was created with natural dyes for beautiful earth tone color options, crafted with recycled glass, and is built to be durable. Between the refined nightography camera, revolutionary 4nm processor, and photo remastering tools, if you love catching photos while you’re on the go, this phone is perfect for you.

If you’re looking for tax efficiency, gold investments can be a great way to provide a hedge against economic uncertainty and inflation—not to mention some unique tax benefits. However, navigating the complexities of taxes in retirement requires a strategic approach. Not to worry, we’re here for you! If gold investments are something you’ve been looking in to, here are some tips to help you get started: 1. Consider a Roth IRA conversion A Roth IRA conversion occurs when assets are moved from a traditional IRA to a Roth IRA—a special individual retirement account where taxes are paid on money going into the account, but future withdrawals are tax free (including gains on your gold investments). If you anticipate a higher tax rate in the future, this can be especially beneficial for seniors. However, you should note that this triggers a tax liability. 2. Utilize a self-directed IRA If you’re considering a gold investment, you should also consider doing it through a self-directed IRA, which will allow you to hold physical gold (or gold-related assets) within your retirement account. The advantage of doing this is that any gains on your investments become tax-deferred until you withdraw funds in retirement. 3. Make long-term plans Gold investments at a short-term makes capital gains taxable at your ordinary income tax rate, which can be higher than long-term capital gain rates.

Most people find it difficult to know where to start with home improvements because the projects can seem so different, and the benefits sometimes seem intangible. However, there is one thing that all of these projects have in common: they will all make your home more valuable! Home renovations add value to your home every time you invest in them. In this post, we’ll explore the top five home remodeling projects that will give you the highest return on your investment: 1. Invest in a kitchen remodel The kitchen is a critical part of the home because it’s where most family members eat, gather, and spend their time. A custom kitchen remodel will pay off big time, particularly if your current kitchen is outdated or offers poor usability and storage. Some renovations include flooring the kitchen, adding a backsplash or countertops, upgrading appliances and cabinets, and even renovating the sink and prep areas. Updating the look and usability of your kitchen will pay off big time. 2. Finish your basement Building a new basement is very easy, but it can be very hard to finish one. This project will require a lot of planning and sweat equity, but it will pay off right away.

Embarking on the philanthropic journey of giving to organizations like Wounded Warriors, Doctors Without Borders, UNICEF, Cancer research foundations, St. Jude Children’s Research Hospital, and even donating a car can evoke a sense of fulfillment. But have you ever wondered what happens to your donations after they leave your hands? In this article, we unravel the incredible transformations that unfold after you contribute to causes ranging from clothing drives to animal rescue, shedding light on the far-reaching impact of your generosity. 1. Wounded warriors When you donate to Wounded Warriors, your contribution goes towards empowering and supporting our nation’s veterans. Funds are channeled into various programs providing mental health support, adaptive housing, career counseling, and rehabilitation services. Your generosity aids in rebuilding lives and fostering resilience among those who have sacrificed for our freedom. 2. Doctors without borders Donating to Doctors Without Borders means providing vital medical assistance in crisis-stricken regions worldwide. Your contribution facilitates the deployment of medical professionals, the establishment of field hospitals, and the procurement of essential medications. By supporting this organization, you become a lifeline for communities in dire need of medical aid during conflicts, epidemics, or natural disasters. 3. UNICEF When you contribute to UNICEF, you play a crucial role in safeguarding the well-being of children globally.